Social Security benefits for spouses can be complicated, but understanding how and when to claim them can help you maximize your income.
When your child turns 18, you can no longer access their medical information even in an emergency—unless you have this legal document.
Here are steps that high-income professionals can take to make sure they save enough for retirement.
The world stock market is up about 16%—shy of the 20% reported by the news outlets, but still an excellent return.
You may think a tax-advantaged plan like a 401(k) is your best option for retirement. But the Tax Cuts and Jobs Act may have changed that approach.
Take out the “Berno” in Berno Financial Management, and you have what our team is here to help you with: comprehensive management for all your financial needs.
Berno Financial Management founder Bruce Berno has joined SVP Cincinnati as a partner.
The answers to “Can I afford to retire?” and “Am I going to run out of money?” depend on a range of multifaceted and dynamic factors.
The simplicity of target-date funds makes them an attractive choice. But you shouldn’t rely on just your expected retirement date to pick a fund.
Donna Ellis, CFP®, provided a fee-only financial advisor’s perspective at a recent public meeting in Cincinnati on senior community living.
We’ve increased portfolio allocations for Real Estate Investment Trusts (REITs). Here are some things you may not know about them.
The Berno Financial Management team helped pack 788 boxes for seniors during a day of community service at Cincinnati Freestore Foodbank.
Our fiduciary advisory firm continuously reviews our investment strategy. Here are some changes we will be implementing over the next few months.
The global stock market was up over 11% in the first two months of 2019, more than fully recovering its 2018 loss—a teachable moment for investors.
Retirees can help others and themselves through an encore career. Here are nonprofit organizations serving the Cincinnati area.
Did you hear the good news? Maybe not, since the media primarily reports poor stock performance.
Retirement has its challenges, even for the financially secure. You may find yourself with fewer connections to the world around you. An encore career can provide renewed purpose.
Worried about market performance? We emphasize strategic asset allocation, broad diversification, and passive management to help you sleep better at night.
If you want to maximize your income tax savings, 2019 will give you the opportunity. We list the changes to retirement plan contribution limits.
In the spirit of the season, here is a list of early New Year’s resolutions for 2019.
The Tax Cuts and Jobs Act may have reduced the tax benefits of giving, but there’s a more important reason for our charitable acts.
Instead of worrying about October’s stock market turbulence, read these points for perspective.
What goes up must come down, right? Well, yes, but that doesn’t mean a market downturn is likely to happen tomorrow. Here is what economic indicators say.
With U.S. stocks dominating international stocks, you may be wondering why you should even diversify internationally. Here’s why.
Americans are feeling optimistic, with the Consumer Confidence Index at its highest level since October 2000.
Berno Financial Management launched an inaugural day of service last year that was so gratifying, team members were eager to get back in service for year two.
Berno Financial Management, a Cincinnati-based financial advisory firm, recently celebrated its 25th anniversary with more than 100 clients and their loved ones.
Some investors are anxious about the potential impact of tariffs on their portfolio. No one knows that potential impact, but there is something you can do.
Take an actively managed fund that is having a stellar year. Will its superior performance continue? We take a look at the numbers.
By spending our money on memories—those experiences we can recall and savor throughout our life—we are creating a foundation for long-term happiness.