Fun Facts Newsletter | March 2014

Diversification works in quiet and wonderful ways. Remember those words. While 2013 was a strong year for the stock market, bonds and other asset classes, especially commodities, incurred losses. Real estate had a 1%+ gain.

Turn the calendar year page to 2014.

For the two months ending February 28, 2014, look was has happened:

+9.5% Real Estate Investment Trust fund
+8.1%    Commodity Strategy fund
+3.8% Ohio tax exempt bond fund vs 3.2% loss in 2013
+2.74% National tax exempt bond fund vs 1.5% loss in 2013
+1.9% Intermediate taxable bond fund vs 1.9% loss in 2013
+2.8%  Inflation adjusted bond fund vs 9% loss in 2013

So, as you can see, bond funds roughly made up all if not more than their 2013 losses in the first two months of 2014 (except for inflation adjusted bonds).

The question is, "Who'd a thunk?" Who would have thunk that this would happen? Granted, two months is only two months and trends can reverse themselves. But this is exactly why short term market forecasting is a futile exercise, even when something appears "obvious," like interest rates will go up and bond prices down.

Who wants to go to a nursing home?  Wow, no one raised their hands. When is the best time to learn about and consider long term care insurance? Your age range from 50 to 65, so heads up baby boomers!

Would you and your friends and co-workers and neighbors like to learn more about long term care insurance from someone who can't and won't try to sell you a long term care insurance policy? Does that sound like nirvana?

Join us for our next Client and Friends Education Event on Tuesday, March 25, 2014 at 7:00 PM at The Anderson Center. Formal email invitations coming soon.

View/Print the Fun Facts Newsletter