Attorney Advantage

“Attorney’s Advantage” is our personal retirement planning service designed specifically for attorneys.  This service leverages our unrestricted ability as a unique, independent, fee-only firm to serve you.

 

Services provided include:

 

  • 1.  A personal financial profile based on academic, psychographic principles
  •      to identify the appropriate asset allocation to achieve your investment
  •      return and risk profile. This is a diligent, sound process to use as the base
  •      for your investment portfolio.

 

  • 2.  A portfolio using your firm’s existing list of available investment options or,
  •      within your plan’s rules, a self-directed account using low cost Exchange
  •      Traded Funds, (ETF’s) or other mutual funds.   We may be able to
  •      significantly lower the internal expenses of your retirement plan
  •      investments.

 

  • 3.  A customized investment portfolio using the same website access as your
  •      firm’s current retirement plan. That is one of the beauties of our
  •      independence!

 

  • 4.  Personalized performance reporting on a time-weighted basis (adjusted to
  •      account for your contributions to reflect a “pure” investment return). 

 

  • 5.  Integration of your retirement plan account at your firm with any other IRA
  •      account or taxable account investments, thereby using a “Total Portfolio
  •      Approach” for you.

 

In addition, based on your personal needs, we can provide a personal goals-based retirement plan for you and address any other personal financial questions you may have now or in the future.

If you have an IRA Roll-Over separate from your employer plan, we can charge a proportionate share of our management fee to your IRA as a non-taxable distribution or bill a non-retirement plan account or invoice you directly.

Ask yourself the following questions: Is your retirement plan on track? Do you have a Plan B? Are you ready for higher tax rates on your income? Are you ready for higher inflation? Is your portfolio broadly diversified and positioned for a stock market recovery or a prolonged weak market? Do you have the time and expertise to make the right decisions?

 

Brief Introduction to Berno Financial Management, Inc.

 

Our mission: To help our clients achieve financial peace of mind.

 

We provide comprehensive, fee-only personal wealth management and investment advisory services. We are completely independent and unbiased. We act as a Fiduciary and put our client’s interests first.

 

Founded 1993. Member of The National Association of Personal Financial Advisors.